if the point of monero is to be anonymous then I assume you shouldn't fund it from a credit card or your bank account.
how do you fund a monero account anonymously?
-bvcxz
You can easily purchase directly or you purchase ltc on exchange, send to a monero wallet like cake, trocardor or feather wallet before you convert to monero.
cash by mail on a p2p platform like bisq, retoswap/haveno or openmonero